Yes. Due to tax advantages and social security savings, leasing a bike is usually significantly cheaper - up to 40% - than buying one directly, especially for more expensive models such as e-bikes.

As the gross salary is slightly reduced by the salary conversion, this can have a minimal effect on the contribution base for pension insurance. In practice, however, the effect is usually very small.

Depending on salary, tax class and model, savings of 30-40% are possible compared to buying a bike. For the self-employed, the savings can be even higher thanks to additional tax benefits.

The residual value generally depends on the term of the contract. For a 36-month term, it is 15% of the initial purchase price, for 48 months 10%.